American Mortgage Consultants specializes in
True No Cost Refinances. Our innovative programs
allow you to lower your interest rate and monthly
house payment without having to pay any closing
costs. We can typically eliminate discount points,
origination fees, surveys and title fees. We also
transfer your tax & insurance escrow account
so you are not required to pay escrow money at closing.
This way every dollar you save on your monthly house
payment is actually a dollar in your pocket.
Look at the savings:
|
Borrow
|
Payments
|
| $50,000 |
$316 |
| $75,000 |
$474 |
| $150,000 |
$948 |
| $200,000 |
$1,264 |
| $250,000 |
$1,580 |
First
mortgage loan based upon an interest rate
of 6.5%, an APR
of 7.36%
and a term of 360 months. Rates and payments
are subject to change and may vary based
on term and credit. All loans subject
to approval.
|
Use our Mortgage
Refinancing Calculator to find out how much
you can save.
Refinancing replaces your existing loan with another
lower interest rate loan for the same amount.
This can save you tons of money when market interest
rates drop 1 or more percentage points lower than
your present rate. Refinancing can be used to
reduce your interest rate, change the term of
your loan, or to consolidate your debts.
We have several different programs available,
and our experienced loan officers will find the
best option for you and your family. Even if you
have less than perfect credit, we can help! Please
take a moment to fill out ourour online quik-application,
and let American Mortgage Consultants help you
get back on track.
Refinance
to Consolidate Debts
With equity in your home, refinancing is the smartest
way to consolidate your debts. Some loans use
your home as collateral. Refinancing, on the other
hand does not. You can just throw your debts into
the amount owed when you refinance. One monthly
payment; one low interest rate.
Refinancing is the best route to take because
the interest rates are lower than any of your
other consolidating options. If you have lot's
of equity and good to excellent credit, then this
is your best option.
We know paying off debt gets harder the more you
have to pay. That's why we make debt consolidation
practical and easy. You could save up money every
month by paying off your high interest credit
cards and consumer loans. We even have loans that
require little or no equity in your property.
This may be the best time to reestablish your
credit, recover from overwhelming debt or consolidate
your high-interest debt into one easy, low-interest
monthly payment.
Our onsolidator takes all of your loans and puts
them into one low easy monthly payment, often
much less than you're paying today.
American Mortgage Consultants Debt Consolidator
| Let
us take you from this**: |
Balance |
Payment |
| First
Mortgage |
$85,000
|
$639 / month
|
| MasterCard |
$ 9,000
|
$180
|
| Visa |
$11,000
|
$220
|
| Discover |
$ 9,000
|
$180
|
| Auto
Loan |
$21,000
|
$528
|
| TOTAL |
$135,000
|
$1,747
|
| To
This! |
Borrow |
Payment |
|
American Mortgage
Consultants Consolidator |
$135,000
|
|
| TOTAL
New Loan |
$147,500
|
$932
|
| |
SAVINGS:
|
$815
/ month
|
**Hypothetical scenario
assumptions:
The chart shows a hypothetical scenario.
Consolidating your debts may lengthen
the time and/or the amount of money needed
for repayment. Current mortgage assumes
an interest rate of 8.25% and a 30-year
term. Credit card payments assume an interest
rate of 18% with a minimum payment of
2% of the balance or $50 (whichever is
greater). Auto loan payments assume 9.5%
interest rate and a 4-year term. Consolidator
is based upon a fixed interest rate of
6.5%, APR of 7.36% and a term of
360 months. Loan amount of $147,500 includes
origination costs. Rates and payments
are subject to change and may vary based
on term and credit. All loans subject
to approval.
|
Use our Debt
Consolidation Calculator to find out how much
you can save.
|
Refinancing
and Consolidation
